Villa del Garda Dubai Islands
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Villa del Garda · Dubai Islands

Villa del Garda Mortgage Calculator

Calculate an indicative monthly payment, total interest, loan-to-value and upfront cash for a Villa del Garda residence.

Financing

Monthly Payment Calculator

Estimate monthly repayments for a Villa del Garda residence. Rates and terms are examples only — lenders set actual eligibility, rates and loan-to-value limits.

Calculated from price and down payment; editable.

Monthly payment
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Total interest
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Total repayment
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Loan-to-value
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Estimated upfront cash
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Formula: M = P × r(1+r)n / ((1+r)n − 1), where P is the loan amount, r the monthly interest rate and n the number of monthly payments. Upfront cash = down payment + processing fee + DLD fee + admin fee. Financing options for off-plan purchases depend on lender policy — confirm eligibility and timing with your lender.

35/65 plan

Villa del Garda Payment Plan

35% during construction, 65% on handover in Q1 2028. Resale option available once 24% is paid.

  1. AED 100,000 Booking fee Paid to reserve the residence
  2. 20% On booking — together with 4% DLD fee and AED 5,000 admin fee + 4% DLD fee + AED 5,000 admin fee 20% paid
  3. 5% Within 6 months from the booking date 25% paid · resale eligible from 24%
  4. 5% Upon 20% construction completion 30% paid
  5. 5% Upon 75% construction completion 35% paid
  6. 65% On handover (Q1 2028) 100% paid
  7. Handover Q1 2028
Booking fee — fixed amount of AED 100,000, separate from the percentage instalments as published.
Instalments — percentages of the property price: 20% + 5% + 5% + 5% + 65% = 100%.
DLD fee — 4% Dubai Land Department registration fee, due with the first instalment.
Admin fee — AED 5,000, due with the first instalment.

Payment Plan Calculator

Select a residence to see each payment based on the published starting price, or enter a price.

PaymentWhenAmount (AED)
Booking feeOn reservation100,000
20% (First instalment)On booking — together with 4% DLD fee and AED 5,000 admin fee532,200
DLD fee 4%With first instalment106,440
Admin feeWith first instalment5,000
5% (Second instalment)Within 6 months from the booking date133,050
5% (Third instalment)Upon 20% construction completion133,050
5% (Fourth instalment)Upon 75% construction completion133,050
65% (Final instalment)On handover (Q1 2028)1,729,650
Property price (instalments total 100%)2,661,000
Price + DLD fee + admin fee2,772,440
Paid before handover (35% + fees)1,042,790

Illustrative calculation based on the published payment structure. Confirm current pricing, availability and payment terms with Emirai Real Estate. The brochure lists the AED 100,000 booking fee separately; whether it is credited against the first instalment should be confirmed — it is not deducted here.

Payment plan details

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Emirai Real Estate presents Villa del Garda. The developer is Mr. Eight Development.

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Villa del Garda · Dubai Islands

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